These Terms of Service ("Terms") govern your use of Max'd Out, an AI-powered bookkeeping capture service operated by Max'd Out ("we," "us," or "our"). By subscribing to or using our service, you agree to these Terms.
Max'd Out is a subscription-based business productivity service delivered via SMS. Subscribers use the service to capture, organize, and export business records. The service is a productivity and organizational tool, not an accounting system, tax advisor, or financial advisor. Subscribers are responsible for reviewing all generated records before use.
By providing your mobile phone number and activating your account, you consent to receive recurring automated SMS messages from Max'd Out related to your account, including transaction confirmations, alerts, and weekly reports. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help. Opting out disables the core SMS functionality of the service.
You represent that you are the authorized user of the mobile phone number provided and that you have the right to consent to receive SMS messages at that number. You agree to notify us immediately if you change or discontinue use of your registered number.
Max'd Out is offered on a monthly subscription basis. Pricing is displayed at signup. By subscribing, you authorize us to charge your payment method on a recurring monthly basis through our payment processor, Stripe.
Subscriptions automatically renew each month unless cancelled. You may cancel at any time through your account portal. Cancellation takes effect at the end of the current billing period — no partial-month refunds are issued.
If a payment fails, we will notify you via SMS and email and provide a grace period to update your payment method. If payment is not received within the grace period, service may be suspended. Your data is retained during and after suspension per our data retention policy.
You agree to use Max'd Out only for lawful business bookkeeping purposes. You agree not to:
You retain ownership of all business data you submit to Max'd Out. By using the service, you grant us a limited license to process, store, and transmit your data solely for the purpose of providing the service.
We retain your business records for 7 years from the date of creation, consistent with IRS audit window requirements. On cancellation, your data is archived and not deleted. You may request access to or a copy of your data at any time by contacting us at [email protected].
Max'd Out uses automated processing to interpret, classify, and organize your business records. Automated classifications may contain errors. You are responsible for reviewing all records and export files before use. Max'd Out is not liable for errors resulting from unreviewed or unverified records.
The service is a productivity and organizational tool, not a licensed bookkeeping or accounting service. It does not provide tax advice or guarantee compliance with any tax, accounting, or financial reporting standard.
The Max'd Out service, including its software, AI models, prompts, and design, is our proprietary property. These Terms do not grant you any license to our intellectual property beyond the right to use the service as described herein.
The service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.
To the maximum extent permitted by applicable law, Max'd Out shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunity, arising out of or related to your use of the service, even if we have been advised of the possibility of such damages. Our total liability for any claim arising under these Terms shall not exceed the total fees paid by you in the three months preceding the claim.
You agree to indemnify, defend, and hold harmless Max'd Out and its officers, employees, and agents from any claim, liability, damage, or expense (including reasonable attorneys' fees) arising from your use of the service, your violation of these Terms, or your violation of any applicable law.
These Terms are governed by the laws of the State of Arizona, without regard to its conflict of law principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in Maricopa County, Arizona.
We may update these Terms from time to time. We will notify active subscribers of material changes via SMS or email at least 14 days before the changes take effect. Your continued use of the service after the effective date constitutes acceptance of the updated Terms.
For questions about these Terms, contact us at [email protected].